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ABTA

Association of British Travel Agents.

Accident (Travel Insurance)

A loss sustained through an unexpected event.
 
Adjoining rooms (Hotels)

Hotel rooms that do not share a common door.

All inclusive (Hotels)

Accommodation, all meals, snacks, beverages and other activities are included in the hotel's or
resort's price, with some exceptions more or less.

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BAA
 
British Airports Authority.
 
Bed and breakfast Or B & B (Hotels)

Accommodation and breakfast. Breakfast in some hotels means "continental" breakfast such as
rolls, butter, jam and tea or coffee, but in most resorts and hotels the breakfast is an open buffet
meal with everything available.

Benefits (Travel Insurance)

The amount you receive in respect of a claim that is covered.

Booking Hotels online

Reserve online hotel room(s) in the destination you desire fspecialisedn from a speciallised
website. The room is confirmed instantly, and this method gives the rooms cheaper than paying
directly to the hotel because the website contract bulk amount of rooms with the hotels and sell
them back to the customers.

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CAA
 
Civil Aviation Authority, UK.

Cancellation (Travel Insurance)

Necessary cancellation prior to departure because of unforeseen events such as serious illness,
injury, death, etc.

Cheap Hotels

A term for online hotel booking sites that means they are able to provide the hotel room with a
cheaper price.

Claims Handler (Travel Insurance)

The loss adjusters listed on the policy certificate.

Concierge (Hotels)

Hotel staff member who handles luggages, arrange car parking, taxis, dinner reservations and is
situated near the hotel doors.

Connecting Flight

A segment of an ongoing trip which requires a change of aircraft, but not necessarily a change of
airline.

Continental Breakfast (Hotels)

Usually consists of bread, rolls, butter, jam and tea or coffee.

-D-

Dangerous Sports (Travel Insurance)
 
Coverage which is excluded because of increased risk of injury.

Date of Issue (Travel Insurance)

The date shown on your policy showing when it was issued / purchased

Desert Safari

Is the act done in a tourism fashion to explore the desert and the desert life. This kind of
safari must be made by off-road vehicles equipped with a very powerful engine and other
arrangements.

Direct Flight

A flight on which passengers do not have to change planes, but may involve one or more stops
en route.

Double Room (Hotels)

A room for two persons with a double bed.

-E-

Ecotourism

Tours to an undisturbed, environment, natural or cultural protected areas to observe wildlife or
traditions and history in a way that respects the original area settings.

Egypt (Africa)

A country in north Africa that hold a lot of historical places from different ancient cultures like the
Pharonic, the Roman and the Greek civilizations. In addition, there are many modern resort cities
on the Red sea like Hurghada and Sharm El Sheikh. There are also the Nile cruise and the desert
safari. Cairo, the capital, has a lot of things a tourist can see.

Emergency Repatriation (Travel Insurance)

Return to the UK or Ireland by air ambulance if necessary and an accompanying doctor or nurse
if required. Excess This is the portion of the claim which you have to pay.

-F-

 Full Board Or FB (Hotels)
 
Accommodation, breakfast, lunch and an evening meal.

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-H-

 Half Board Or HB (Hotels)
 
Accommodation, breakfast and an evening meal. Lunch is not provided.

Hazardous Activity (Travel Insurance)

An activity where it is recognized there is an increased risk of injury or can be reasonably
expected to exacerbate an existing medical condition.

Holiday Abandonment (Travel Insurance)

Cancellation due to a delay of not less than 24 hours beyond scheduled departure time.

Hospitalization Benefit (Travel Insurance)

An additional benefit to cover incidental expenses which is paid if the Insured is a hospital in-
patient as a direct result of a covered accidental injury or illness. This is separate from Medical
Expenses.

Hotel Deals

Deals made between tour operators and hotels or accommodation providers that allow the
tour operator to provide hotels to customers with lower prices than if it was made between the
customer and the hotel directly.

Hurghada

Hurghada is an Egyptian resort located on the Red Sea. Hurghada is a fast growing recognized
resort that holds a huge amount of hotels and tourists rental apartments that ranges from 2 stars
until 5+ stars. The resort is live with daily entertainment shows, animations, shopping, cafes,
discos, bars and restaurants.

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Incidental Basis (Travel Insurance)

Participation in a hazardous activity on a casual, fortuitous, occasional or minor basis. Sports
tours and/or activity holidays would be considered to include participation in hazardous activities
on a non-incidental basis.

Insured Persons (Travel Insurance)

The names listed on the policy certificate.

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-K-

-L-

Leisure travel
 
Travel for pleasure.

Level of Cover (Travel Insurance

The amount covered under each Section of the Policy

-M-

Material Facts (Travel Insurance)

Any fact known to Insured which is likely to influence the Underwriter in acceptance, assessment
or continuation of insurance.

Medical Expenses (Travel Insurance)

Medical expenses incurred as a result of accidental bodily injury or illness.

Missed Departure (Travel Insurance)

If you miss your first outward bound trip or final inbound trip because of the failure of a scheduled
public transport service or the breakdown or accident of a private car in which you are travelling.

Money & Documents (Travel Insurance)
Bank and currency notes, coins, travel and admission tickets, accommodation and meal
vouchers.

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Nile Cruise

A unique cruise is that taken in the Nile river in Egypt. This opportunity is not only to see the life in
upper Egypt, how they work the lands and how they make agriculture, but it also take the visitor
1000's Pharaohs back to the pharos era, and the tourists will visit the Valley of the Kings, Philae
Island, Luxor Temple Abu Simbel Temple, Abu Simbel Temple and the Karnak Temple.

Non-stop Flight

Service between two points with no scheduled stop en route.

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Personal Accident (Travel Insurance)

A compensationary payment made in the event of permanent disablement or death. This is
distinct from Medical Expenses.

Personal Effects and Baggage (Travel Insurance)

Coverage for personal property taken or purchased on trip which is accidentally lost, stolen or
damaged.

Personal Liability (Travel Insurance)

Covers your legal liability for accidental injury to third parties or accidental damage to their
property.

Policy Document (Travel Insurance)

Document which outlines what is and is not covered and conditions of cover.

Pre-existing Medical Condition (Travel Insurance)

Any ongoing medical condition, or condition, which has or will require medical treatment,
including consultations or advice, within last 12 months.

Public Transport (Travel Insurance)

A train, bus, coach or ferry service, or scheduled flight, running to a published timetable to join the
booked travel itinerary

-Q-

-R-

Reasonable Care (Travel Insurance)

Insured must take reasonable care to prevent illness, injury, loss or damage to self or property as
if uninsured.

Relative (Travel Insurance)

Spouse, parent, parent-in-law, step-parents, step children, son, son-in-law, daughter, daughter-
in-law, grandparents, grandchild, brother, brother-in-law, sister, sister-in-law, fiance(e) or common
law partner

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Scheduled Airline (Travel Insurance)

Cover for sums paid in advance in event of insolvency of scheduled airline Failure provider.

Sharm El Sheikh

Sharm El Sheikh is an Egyptian resort located in Sinai Peninsula and situated on the Red Sea.
Sharm El Sheikh is a fast growing recognized resort that holds a huge amount of hotels and
tourists rental apartments that ranges from 2 stars until 5+ stars. The resort is live with daily
entertainment shows, animations, shopping, cafes, discos, bars and restaurants.

Single Room (Hotels)

A room with one bed for one person.

Ski Equipment If Ski Cover is Purchased (Travel Insurance)

Skis, ski boots, ski sticks, ski bindings, snowboard, snowboard bindings and snowboard boots

Sports Equipment (Travel Insurance)

Items which are usually worn, carried, used or held during the participation of a sporting activity

Sports travel

Travel arrangement for people traveling to sports events. These packages include in addition to
hotels and flies, tickets for the sports events.

-T-

Territorial Limits (Travel Insurance)

The geographical areas or countries as designated on the quote or policy certificate

Tour Operator

A company that is usually bigger than a travel agent that has the ability to mix a combination of
accommodations, flights, transportation and other travel extras in a travel package, and sell it
through a travel agent to travelers, or online through a website.

Tour Protection (Consumer Protection Plan)

A program that reimburse travelers if the tour operator goes bankrupt or becomes insolvent. A
tour operator's participation in these types of plans is voluntary and can involve posting bonds,
using escrow accounts or other types of financial security.

Tours

An arranged travel for sightseeing a tourism place, like historical places, buildings, parks and
other entertainment events.

Travel Agent

A company that is selling travel packages, flight tickets, hotels and other travel components. They
arrange their products with tour operators, hotel chains, and events organizers.

Travel Delay (Travel Insurance)

The delay of first outward and/or final inbound flight, rail or sea trip from the UK or Republic of
Ireland

Travel Documents (Travel Insurance)

Passport, green card, travel tickets, visas, accommodation vouchers and petrol coupons which
are lost or stolen.

Travel Insurance

Purchased from a private company or the tour operator, this provides coverage for emergencies
abroad such as illness, baggage loss or accidental death/dismemberment. This policy often
includes trip cancellation insurance.

Travelling Companion (Travel Insurance)

A person who is booked to travel with the Insured.

Triple Room (Hotels)

A room for three persons, usually consisting of twin beds (or double bed) plus a roll-away cot.

Turkey

A country that is connecting Asia and Europe, and is appreciated by tourists for its historical
sightseeing and entertainment seaside resorts.

Twin Room (Hotels)

A room with two beds for two people.

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Underwriter (Travel Insurance)

The Underwriter is the firm who actually insures you as distinct from the broker or issuing agent.

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Valuables (Travel Insurance)

Certain items such as, but not limited to, photographic equipment, jewellery, sunglasses, etc.
which are detailed in the policy schedule.

Vouchers

Documents issued by tour operators to be exchanged for accommodations, sightseeing and other
services.

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Winter tourism

Tourism packages and arrangements specifically for ski resorts or winter sports events.

Withdrawal of Services (Travel Insurance)

Facilities withdrawn by your pre-booked hotel due to strike or industrial action following purchase
of insurance

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Your Home (Travel Insurance)

Your usual place of residence in the U. K. or Republic of Ireland. Including BFPO addresses
members of the armed forces.

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